Student Plan

ILERA-EKO students social health insurance plan is a customized product under the Lagos State Mandatory Health Scheme. The plan is designed for students in crèche/nursery, primary and secondary school with benefit package designed to cover students in day and boarding schools during session and out of session.

The plan will guarantee affordable and quality of health services to students through third-party financing and management system in place that enables a pooling of resources and medical expertise. This system of ensuring delivery and receipt of qualitative healthcare is provided by the Lagos State Health Management Agency (LASHMA).

For a pre-paid premium, subscribers to ILERA-EKO student social health insurance plan are assured of access to affordable healthcare when required amongst the list of ILERA-EKO accredited hospitals. The plan provides access to over 200 [and still counting] private and public hospitals across all local governments of the state.

Status  Annual Premium  Termly Premium
Student   ₦7,500   ₦2,500


  • Premiums are payable along with school fees annually or termly.
  • Premium is payable per students/head.
  • Head Teacher or Proprietor/Proprietress acts as principal.
  • Issuance of single policy number to principal/School
  • Students access care with school ID and or  ILERA-EKO policy number/ ID
  • Students are covered throughout the year.
General Benefits
  • Peace of mind for the school and parents.
  • Budgetable medical expenditure.
  • Access to quality health care services beyond the school clinic.
  • Protect parents and school authority from the financial hardship of huge medical bills.
  • Ensure equitable distribution of healthcare costs.
  • Maintain high standard of healthcare delivery services.
Benefit to Schools
  • General improvement of the physical and mental health of students.
  • Improved productivity.
  • Access to admin support fee.
  • Opportunity for the institution to concentrate on core business activities.
  • Furthermore, the ILERA-EKO STUDENT SOCIAL HEALTH INSURANCE PLAN ensures availability of funds for the improvement of services at the school clinic (medical support fee)
Benefit Package
Benefit Details
  • Registration
  • General consultation
  • Specialist Consultation*
  • Malaria and other acute uncomplicated febrile illnesses, Diarrhoeal diseases, Acute respiratory tract infections, Uncomplicated pneumonia, Simple anaemia (not requiring blood transfusion), Simple skin diseases (e.g. P. rosea, Taenia versicolor, T. Capitis, etc.),Worm infestation, Other uncomplicated bacterial, fungal, Parasitic and viral infections and illnesses,
  • First Aid for Dog bites, Snakebites, Scorpion stings, Arthritis and other minor musculoskeletal diseases
  • Other illnesses as may be listed from time to time
  • Feeding problems and nutritional counselling, Treatment of common childhood illnesses, e.g., (Malaria, Other febrile illnesses, Diarrhoea diseases, Uncomplicated malnutrition, Measles.
  • Upper respiratory tract infections,
  • Uncomplicated pneumonia and other childhood exanthemas, Common skin diseases & Other illnesses as may be listed from time to time
  • Treatment of minor eye ailments including: Conjunctivitis, Parasitic and allergic ailments, Simple contusion, Abrasions,
  • Other eye conditions as may be listed from time to time
  • Growth monitoring, Nutritional advice, health education and other services to be included from time to time
  • National Programme on Immunization (NPI) schedule for Under 5s**
HOSPITAL CARE AND ADMISSION(15 days cumulative/annum)
  • Care in the firsts 2 days (48 hours) per admission-period per person in a standard ward, meals excluded.
  • Provision of prescribed drugs in line with LSHS for primary care cases
  • Full Blood count [Haemoglobin (Hb), Packed Cell Volume (PCV), Differential count (WBC) White Cell Count (WBC), Red Blood Count (RBC)]
  • ESR Westergren
  • Malaria Parasites
  • Genotype


  • Random/Fasting Blood Sugar
  • Electrolyte (Sodium, Potassium, Chloride & Bicarbonate)
  • Pregnancy Test
  • Urinalysis,
  • 2 Hrs. Post Prandial,
  • Blood Urea Creatinine, Creatinine Clearance,
  • Cholesterol, Triglyceride, HDL/LDL Cholesterol, Gamma GT, Uric Acid, Calcium, Phosphorus, Bilirubin (Direct/Indirect)
  • Albumin , Alkaline Phosphatase


  • Sputum M/C/S
  • M/C/S for urine, stool, blood, HVS, wound swabs.


  • ECG
  • Cervical Cytology (VIA)


  • Health education on various illnesses HIV, Hypertension, Diabetes Mellitus, Tuberculosis, Chronic obstructive pulmonary diseases (COPD)


  • Preventive oral health care e.g. Gingivitis, including scaling and polishing (once a year), dental caries and tooth extraction (max 3 per annum)


  • Incisions and Drainages
  • Minor lacerations
  • Herniotomy Herniorrhaphy, Appendectomy, Lumpectomy (ganglion, simple lipoma)
  • POP application


  • Establishing an intravenous (infusion) line, Simple tracheostomy, Management of convulsion, Control of bleeding, Cardio-Pulmonary resuscitation, assisted respiration (e.g. Ambu bag, etc.),
  • Management of simple fractures (using splints, neck collars etc.),
  • Aspiration of mucus plug to clear airways. Acute Asthma Attack & other emergency conditions as may be listed from time to time.


Click one of our representatives below to chat on WhatsApp or send us an email to

× Ask us