ILERA-EKO BASIC PLAN

The ILERA-EKO Basic Plan is a social health insurance plan  under the Lagos State Health Scheme consisting of  basic primary and some secondary care  suitable for formal and informal sector workers in Lagos State. The plan  is designed to  provide quality and affordable  healthcare services for  all residence of the state. It is an economy class social health insurance plan with open global limit of liability. 

Brand Features and Uniqueness

Social Health Insurance Scheme

Pocket Friendly [Affordable]

No Global Limits of Liability

No Sub-Limits of Liability

No Waiting Period

No Age Limits

Public and Private Providers as Primary care Provider

Flexible Payment Options

Flexible Payment Options
PLANFREQUENCYRATE
 INDIVIDUALMONTHLY ₦    820 
 INDIVIDUALQUARTERLY ₦ 2,450 
 INDIVIDUALSEMI-ANUALLY ₦ 4,900 
 INDIVIDUALANNUAL ₦ 8,500 
FAMILYMONTHLY ₦ 3,850 
FAMILYQUARTERLY ₦11,500 
FAMILYSEMI-ANUALLY ₦23,000 
FAMILYANNUAL ₦40,000 
Detail Benefit Package
Benefit Details
REGISTRATION & CONSULTATION ·Registration 
·General consultation
·Specialist Consultation*
COMMON AILMENT ·Malaria and other acute uncomplicated febrile illnesses, Diarrhoeal diseases, Acute respiratory tract infections, Uncomplicated pneumonia, Simple anaemia (not requiring blood transfusion), Simple skin diseases (e.g. P. rosea, Taenia versicolor, T. Capitis, etc.),Worm infestation, Other uncomplicated bacterial, fungal, Parasitic and viral infections and illnesses,
·Follow-up treatment of chronic illnesses, e.g. Hypertension, Diabetes mellitus, Sickle cell, Asthma.
First Aid for Dog bites, Snakebites, Scorpion stings, Arthritis and other minor musculoskeletal diseases.
·Other illnesses as may be listed from time to time
EYE CARE ·Treatment of minor eye ailments including: Conjunctivitis, Parasitic and allergic ailments, Simple contusion, Abrasions, 
·Other eye conditions as may be listed from time to time
FAMILY  PLANNING  SERVICES ·Counselling on family planning and contraception.
·Provision of consumables at designated centres
CHILD ·Growth monitoring, Nutritional advice, health education and other services to be included from time to time
 WELFARE ·National Programme on Immunization (NPI) schedule for Under 5s**
 SERVICES  
HOSPITAL CARE AND ADMISSION(15 days cumulative/annum) ·Care in the firsts 2 days (48 hours) per admission-period per person in a standard ward, meals excluded.
·Pre-authorization required from HIA for admission longer than 48hrs stay
PHARMACEUTICAL CARE ·Provision of prescribed drugs in line with LSHS for primary care cases
BLOOD TRANSFUSION ·Two (2) pint limit (Maternal cases only)
CHRONIC DISEASE ·Screening and Diagnosis of Diabetes, Hypertension, Asthma
·Treatment of Diabetes, Hypertension and Asthma
·Periodic routine investigations for Diabetes and Hypertension
HIV/AIDS ·Clinical based testing and Diagnosis of HIV/AIDS including HTS; Refer to HIV referral centres for treatment
TUBERCULOSIS ·Sputum AFB for Tuberculosis
·TB (referral linkages to designated treatment centres for treatment)
SEXUALLY TRANSMITED DISEASES ·Management and Treatment
HAEMATOLOGY ·Full Blood count [Haemoglobin (Hb), Packed Cell Volume (PCV), Differential count (WBC) White Cell Count (WBC), Red Blood Count (RBC)]
·ESR Westergren
·Malaria Parasites
·Genotype
·Rhesus Factor, Blood Group, Bleeding Time, Clotting Time, Prothrombin Time (PT), Partial Thromboplastin Time (PTT)
CLINICAL CHEMISTRY ·Random/Fasting Blood Sugar
·Electrolyte (Sodium, Potassium, Chloride & Bicarbonate)
·Pregnancy Test, Urinalysis,
·2 Hrs. Post Prandial, 
·Blood Urea Creatinine, Creatinine Clearance, 
·Cholesterol, Triglyceride, HDL/LDL Cholesterol, Gamma GT, Uric Acid, Calcium, Phosphorus, Bilirubin (Direct/Indirect)
·Albumin , Alkaline Phosphatase
MICROBIOLOGY ·Sputum M/C/S 
·M/C/S for urine, stool, blood, HVS, wound swabs, semen and CSF
·Semen analysis
RADIOLOGICAL INVESTIGATIONS ·X-Ray (Chest and Limbs)
ULTRASOUND SCAN ·Obstetric Scan
OTHER TESTS ·ECG
·Cervical Cytology (VIA)
GYNAECOLOGICAL, PRENATAL CARE ·Antenatal Services (VDRL, Hep B, HIV, blood group, BP, glucose, HB, prenatal drugs and at least 2 routine ultrasound scans), examinations and EMTCT
AND DELIVERY ·Normal Delivery, Assisted vacuum or forceps deliveries, RhoGAM injection
  ·Elective/Emergency Caesarean Section
  ·Dilatation and curettage for missed abortion and incomplete abortion,
MANAGEMENT OF POSTPARTUM HAEMORRHAGE ·Hysterectomy
·Explorative laparotomy indicated to control post-partum hemorrhage
NEONTAL SERVICES*** (Care up to N24,000 per baby) ·National Programme on Immunization (NPI) schedule vaccination
·Circumcision of male neonate
·Ear piercing of female neonate
Perinatal care for the following conditions in first 28days
Incubator care for premature newborn (5 days limit)
Ophthalmia neonatorum,
Phototherapy
Asphyxia, Sepsis
HEALTH PROMOTION ·Health education on various illnesses HIV, Hypertension, Diabetes Mellitus, Tuberculosis, COPD
DENTAL CARE ·Preventive oral health care e.g.  Gingivitis, including scaling and polishing (once a year), dental caries and tooth extraction (max 3 per annum)
LOCAL ·Maternity emergency from Primary care referral
MINOR SURGERIES ·Incisions and Drainages
·Minor lacerations
·Herniotomy Herniorrhaphy, Appendectomy, Lumpectomy (ganglion, simple lipoma)
·POP application
MAJOR SURGERIES ·Emergency Salpingectomy
·Repair of vesico-vaginal/recto-vaginal fistula
EMERGENCY CARE ·Establishing an intravenous (infusion) line, Simple tracheostomy, Management of convulsion, Control of bleeding, Cardio-Pulmonary resuscitation, assisted respiration (e.g. Ambu bag, etc.), 
·Management of simple fractures (using splints, neck collars etc.), 
·Aspiration of mucus plug to clear airways. Acute Asthma Attack & other emergency conditions as may be listed from time to time.
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